FAQ

What Is DebtMD?

  • Is DebtMD a licensed financial institution/professional?

    No, DebtMD is not a licensed financial institution or professional. Instead, it is a platform that connects people with reputable solution providers which include lenders, credit counselors, debt settlement companies, and bankruptcy attorneys.

  • How does DebtMD make money?

    DebtMD receives a fee for referring consumers to services and programs listed on its website.

  • Will using DebtMD cost me anything?

    No, using DebtMD is 100% free. You may, however, be charged a fee by one of our partner service providers.

  • Will any of the solutions featured on DebtMD affect my credit score?

    Yes, unfortunately, some debt relief options featured on DebtMD can have a negative impact on your credit score. You can learn more about credit scores here. If you wish to obtain your credit report, you can go to www.annualcreditreport.com for a free copy.

  • Which debt solution is best for me?

    At DebtMD, we understand that everyone's financial situation is different. Before we recommend a solution, we offer a brief debt analysis survey, which will help us to better understand your personal financial situation. All the options offered on DebtMD are unique to each individual's situation, and our goal is to direct you toward the best solution that would work best for you.