Prosper is ideal for individuals with high credit scores who want fixed rate personal loans. This lending platform offers customers low origination fees, zero prepayment penalties, and competitive interest rates. With Prosper, customers can borrow, consolidate, and save.
Upstart is for individuals with high credit scores who want to consolidate debt. This service offers customers a wide array of flexible options, which range from small to large loan amounts, competitive interest rates, and 3 to 5 year terms. With Upstart, consumers face zero prepayment penalties and can apply within minutes.
Lending Club provides lending options to those who want affordable, fixed interest rates and 3-5 year terms. With Lending Club, customers can begin the borrowing process within minutes.
Since 2012, Avant has lent $4 billion to 600,000 individuals across the U.S. and the U.K. Loans are geared specifically towards those with low credit scores who are looking for fixed interest rates and 2 to 5 year terms. With a 4.5 customer rating, 9/10 recommendation rating, 7 day customer support availability, mobile app, and next-day funds - Avant provides top-notch service for busy customers.