Pay Off Debt ♦ Save Money ♦ Live Better

* CuraDebt does not charge any fees for its free counseling sessions. If you qualify for the Performance Based Debt Settlement Program, performance fees will only be earned as debts are settled. Not all services are available in all states. Individual results vary. CuraDebt does not guarantee debt will be reduced at any specific percentage. CuraDebt also does not assume or pay any consumer debts and does not provide tax or legal advice. If you seek legal or tax advice, you should consult with a tax specialist or attorney. Read and understand all contract terms prior to enrollment. A minimum of $5,000 is needed to qualify for the debt relief programs. Debt Relief Services are not available to residents of ID, KS, LA, ME, OR, SC, UT, WV and WY. Tax Services is not available in PA and PR.

Clients who are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 30% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.

GRT Financial, Inc. (“GRT”) is a licensed provider of performance-based debt mediation programs that aim to settle debts with your creditors. GRT does not provide debt consolidation or credit management services, and does not pay consumer debts. These programs are not being offered by any governmental agency. GRT does not guarantee a particular result. Debt forgiveness depends on individual circumstances. Your individual results will vary based on your creditors’ willingness to settle and your ability to save funds. Statements concerning results are general examples of past performance and are not intended as a guarantee. Programs are not available in all states. In some states, we may refer you to professionals who provide services. GRT does not provide tax, legal, or credit advice. If you seek such advice, you should consult with a tax specialist or attorney. The choice of a lawyer is an important decision and should not be based solely upon advertisements. GRT charges fees when it settles a debt and is calculated as a percentage of your enrolled debt. Entering into a debt settlement plan may adversely affect your credit rating or credit scores. Nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation.

*The average 3-year loan on Upstart will have an APR of 19% and 36 monthly payments of $35 per $1,000 borrowed. There is no down payment and no prepayment penalty. **The average APR on Upstart is calculated based on 3-year rates offered in the last 1 month. Your APR and loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.