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Clients who are able to stay with the program and get all their debt settled realize approximate savings of 50% before fees, or 30% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.

* CuraDebt does not charge any fees for its free counseling sessions. If you qualify for the Performance Based Debt Settlement Program, performance fees will only be earned as debts are settled. Not all services are available in all states. Individual results vary. CuraDebt does not guarantee debt will be reduced at any specific percentage. CuraDebt also does not assume or pay any consumer debts and does not provide tax or legal advice. If you seek legal or tax advice, you should consult with a tax specialist or attorney. Read and understand all contract terms prior to enrollment. A minimum of $5,000 is needed to qualify for the debt relief programs. Debt Relief Services are not available to residents of ID, KS, LA, ME, OR, SC, UT, WV and WY. Tax Services is not available in PA and PR.

* Accredited Debt Relief LLC is an affiliate of Beyond Finance, Inc. Beyond Finance, Inc., is a servicing provider for most debt settlement services offered by Accredited Debt Relief. Beyond Finance’s clients who make all monthly program payments pay approximately 68%-75% of enrolled debt (including fees) upon successful program completion. Programs range from 12-48 months. On average, Clients receive their first settlement within 3-5 months of enrollment. Not all Clients complete the program. Estimates are based on prior results and may not match your results. Estimated program details provided by DebtMD may vary. ADR cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. They do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Program is not available in all states; fees may vary by state. The use of debt settlement services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Read and understand all program materials prior to enrolling

Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.