Prosper is ideal for individuals with high credit scores who want fixed rate personal loans. This lending platform offers customers low origination fees, zero prepayment penalties, and competitive interest rates. With Prosper, customers can borrow, consolidate, and save.
Upstart is for individuals with high credit scores who want to consolidate debt. This service offers customers a wide array of flexible options, which range from small to large loan amounts, competitive interest rates, and 3 to 5 year terms. With Upstart, consumers face zero prepayment penalties and can apply within minutes.
Earnest is the place to go for individuals with limited credit history, but a history of financial responsibility. This service provides refinancing, student loans, and personal loans to those with a consistent income. With Earnest, consumers can get personalized loans with low interest rates.
Freedom Debt Relief advocates for individuals with medical, credit card, and student loan debt. As a member of the American Fair Credit Council, Freedom has settled over $10 billion in debt. With Freedom, customers who are experiencing hardship can get help now.