Having large amounts of debt can be one of the biggest financial challenges a person can deal with.
While many people fall into the debt trap because of their credit cards, credit cards can also be useful tools for making large purchases or building your credit.
Dealing with debt can feel challenging, especially when you are trying to pay back loans from several different creditors, like student loans, credit cards, medical bills, or other types of debt.
Dealing with debt can be overwhelming. Not only can it significantly impact your quality of life, but it can be also be mentally and emotionally taxing.
"The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind."